Let's say that I inherit a ton of money. I decide to invest it in a restaurant somewhere, and maybe I've never been there, doesn't even matter. So I give the money to someone who wants to start a restaurant. Well, a restaurant doesn't run itself, right? We need workers. So we hire some desperate people to do boring, monotonous, stressful work (cooking, cleaning, serving, dealing with annoying customers all day, etc.) And so long as they keep working, and so long as customers keep coming, I, the investor, keep making money, whether I am doing any work or not. Part of the value produced by the worker's labor is siphoned off so that I keep making money. I can then invest money all over the place, reaping profits from my investments, and if I don't want to, I never have to work again! Isn't capitalism wonderful? (And I want more money! Cut the workers' wages! And if I hear one peep about a union you're ALL FIRED!)