No Bank Account for The Homeless?

[Philhelm]

Who really cares about the homeless? In our society, one's wealth is directly proportional to one's virtue. Being poor is akin to being immoral, unintelligent, and beneath contempt. Why should our society give a second chance to those who have proven themselves incompetent in terms of Social Darwinism?

While the government makes things more difficult for honest people who may be down on their luck, the main problem in my opinion is how we as a society look towards those who have fewer Federal Reserve Notes than others do.

 

[MelissaWV]

All of that can be sent to a specific branch location.

If the bank has no reason to believe you will "check your mail" at a specific branch location, they are open to an awful lot of liability when they do change their terms. You can claim you had no idea, and were never informed. Of course, as I mentioned, with online banking you can receive all of those notices *instantly* via email which you agree to check for messages, and you can check your balance/statement online as well.

 

[Matt Collins]

Don't forget HR 3174 a bill designed to FORCE everyone to use a national ID to use a bank:

Photo Identification Security Act
http://thomas.loc.gov/cgi-bin/query/z?c111:H.R.3174.IH:


.

 

[Omphfullas Zamboni]

MailLink You can view your mail online wherever you are and have it forwarded to you if necessary.

It's cool because it's not a P.O. Box. You get a street address.

Hi,

For people looking for the sort of thing, I've read some good stuff about virtualpostmail.com.

Review.

Cheers,
Omphfullas Zamboni

 

[Matt Collins]

Just got back from Chase, I told them I wanted them to delete my address because my current residence is not permanent, I'll be traveling for the next month or so, & then moving again. They told me they had to have an address in there because of THE PATRIOT ACT. I asked them if a homeless person could have an account & they said nope.
What kind of bullcrap is that?!??!?

you should ask them what to do if you don't have a mailing address for a temporary period of time?

 

[Live_Free_Or_Die]

If the bank has no reason to believe you will "check your mail" at a specific branch location, they are open to an awful lot of liability when they do change their terms. You can claim you had no idea, and were never informed. Of course, as I mentioned, with online banking you can receive all of those notices *instantly* via email which you agree to check for messages, and you can check your balance/statement online as well.

They are only obligated to perform some kind of reasonable notification which is sending notice to your address of record. It's your own fault if you don't pick up mail (same applies if it is your own mailbox at the end of your driveway) the same way it is your own fault if you don't read your mail.

If I was the OP I wouldn't have been all that concerned about striking up a conversation over homeless people. I would have documented the situation and sent a bill.

 

[emazur]

Who really cares about the homeless? In our society, one's wealth is directly proportional to one's virtue. Being poor is akin to being immoral, unintelligent, and beneath contempt. Why should our society give a second chance to those who have proven themselves incompetent in terms of Social Darwinism?

Well, Mr. Perfect, I'm glad to hear you've never made a mistake in your life. Have you ever considered that being homeless can just be a temporary situation? If you were doing well, hit a streak of bad luck and couldn't get a loan to cover your rent/mortgage (very tough to get a loan when you're fired, even tougher when the economy is in the tanker) and wind on the street temporarily, how would you feel if someone said "Who cares about the homeless? They don't need bank accounts anyway." It wouldn't surprise me if we had a handful of members here who were homeless at one point or another

 

[Philhelm]

Well, Mr. Perfect, I'm glad to hear you've never made a mistake in your life. Have you ever considered that being homeless can just be a temporary situation? If you were doing well, hit a streak of bad luck and couldn't get a loan to cover your rent/mortgage (very tough to get a loan when you're fired, even tougher when the economy is in the tanker) and wind on the street temporarily, how would you feel if someone said "Who cares about the homeless? They don't need bank accounts anyway." It wouldn't surprise me if we had a handful of members here who were homeless at one point or another

You misunderstood me...
I was merely stating that it is a flaw of our society that the homeless are viewed as being beneath contempt, and had even ended my statement with the following:

While the government makes things more difficult for honest people who may be down on their luck, the main problem in my opinion is how we as a society look towards those who have fewer Federal Reserve Notes than others do.

 

[free1]

Bank Secrecy Act
Here you all go... enjoy reading the latest on the Bank Secrecy Act of 2007 with amendments to 2010.

All that and they are allowed to print money out of thin air.

Why do we make such a big deal out of all that but yet let them steal our wealth through inflation?

IT'S THEFT no matter how you look at it.

 

[emazur]

You misunderstood me...
I was merely stating that it is a flaw of our society that the homeless are viewed as being beneath contempt, and had even ended my statement with the following:

While the government makes things more difficult for honest people who may be down on their luck, the main problem in my opinion is how we as a society look towards those who have fewer Federal Reserve Notes than others do.

My bad, I quickly read over it and somehow interpreted it as "money = self worth, homeless = worthless, the real problem is the Federal Reserve fiat money". With the callous comments I sometimes read, it wouldn't surprise me at all if there were people here who do believe this and I lumped you in with 'em. Sorry. To be fair, I do believe some poor~homeless are worthless if they continually refuse to work and continually mooch off the govt., and the Fed and fiat money are most definitely problematic.

 

[Philhelm]

My bad, I quickly read over it and somehow interpreted it as "money = self worth, homeless = worthless, the real problem is the Federal Reserve fiat money". With the callous comments I sometimes read, it wouldn't surprise me at all if there were people here who do believe this and I lumped you in with 'em. Sorry. To be fair, I do believe some poor~homeless are worthless if they continually refuse to work and continually mooch off the govt., and the Fed and fiat money are most definitely problematic.

No harm done. I just think that part of the biggest problem is that people look down on those who earn little money (or none, in the case of the homeless). The government and the Fed don't help things, obviously, but I put most of the blame on our shallow culture.