Bitcoin anonymity is nowhere near sufficient.
I'll grant you that this is what all the cool kids are saying. But it simply ain't so.
Monero anonymity is better from a technical standpoint but it still is far from sufficient in practice.
For the ordinary person, it's more than enough for small-to-mid-scale holdings. I would define that somewhere in the $10-$100k range. For larger-scale assets, you're going to need to utilize specialized techniques, or employ professional services.
And yes there will never be a perfect "click button" solution for anonymity there is a huge gaping gap bigger than Cardi B's veejay, between the anonymity that is possible and the anonymity that exists today.
Full anonymity requires an ecosystem built around it. Everything from the acquisition of crypto to the spending of crypto.
Perhaps. There is a world of difference between the anonymity requirements of a non-whale cold-wallet HODLer and a Russian blackhat hacker living and operating in the US. To catch those in the former category, the US government will never implement measures any more costly than simple dragnets. In the latter case, there is no ceiling to the resources which may be brought to bear, depending on how great the threat. So yeah, if you're a Russian blackhat hacker living and operating in the US, good luck maintaining anonymity.
So yes, monero allows you to transfer 0's and 1's anonymously.
But it doesn't allow you to live and work anonymously.
Not yet
There is another way to look at the problem. The primary reason that there is such high demand for crypto-currency is because of fiat central banking. That means that most of the reasons that crypto-currency is so valuable are negative reasons. If those negatives disappear, so does most of the demand. That doesn't mean that crypto would be worthless, there are still use-cases it hits (such as micro-payments, lightning-payments, hand-to-hand digital payments, and so on) that standard banking cannot hit, and never will hit. From a political-philosophy standpoint, I don't care whether the price of crypto stays high and we just work around the central banks, or if they de-escalate the fiat inflation and we are able to see reduced crypto prices. Well, I care, but not in terms of the changes needed. Both paths are equally effective in achieving the desired end.
The same argument can be made for anonymity in general. The
reason we need so much anonymity is the Big Brother state. We have two paths forward -- we can either scale back the spying, or we can just develop more and stronger tools for mooting the spying. Despite present appearances to the contrary, the cypherpunks really do win this war in the long-run. The reason is that, in the war over encryption, the defenders hold the nukes, that is, the defenders can always scale up the strength of encryption/camouflage vastly beyond anything that even nation-states can handle. While the defensive tools do not automatically solve the problem,
in the right hands, they can. I guarantee you that Bitcoin is anonymous at a level well beyond the assets you would need to conceal. If the Feds knew where the whales were, they would have long since taken possession of their keys.