This statement is bizarre. Firstly, the correctness or incorrectness of collectivist views has no relation to moral judgements such as whether or not one is a decent person. Secondly, humans can be logically treated as collectives when they function as a collective. Humans are capable of recognizing the patterns that establish the fact that collective behavior is occurring. The English language has coined the term nepotism to recognize one way that it may manifest. The phrase in-group preference establishes a possible reason why with a compelling basis given the social nature of humanity. Finally, individualism and collectivism are ideological tools more than anything meant to explain the reasoning behind human action. This means that whether something is an "individualist view" or "collectivist view" is irrelevant as it concerns explaining what has occurred or is occurring.
Your consistent intellectual laziness throughout this thread is disheartening.