Bankrate.com. Know where your cash is. This is it! You ought to remove the layers of counter-party and payment risk between you and your purchasing power. I use GoldMoney and like them. There is some nasty stuff in the pipeline.
I poked around on bankrate.com, but I couldn't figure out what you mean about this site helping with a bank rating. Where, specifically, on the site can I find that sort of info? Thanks.