60 and living off of student loans

[kcchiefs6465]

We discussed these types of situations last week at our financial aid conference. College financial aid administrators encourage this shit!!! Remember...everyone is ENTITLED to whatever they want in this country/sarcasm! The lender is the federal government. The taxpayer gets fucked!

Michelle Obama encourages this activity.

An entire generation of kids forever indebted to the government.

 

[69360]

This will be what all the lefty obama voting hipster kids do when SS is insolvent when they get old. Get a 6 figure loan and go for a degree in basket weaving when they turn 65.

 

[Anti Federalist]

Knowing that she'll never repay the loan essentially means that she ended up with "free" money. There's no mystery there. The real question is why would anyone in their right mind lend the money to her?

In the end...you lent her the money...so did I.

Student loans are government secured, AFAIK.

Which means, in the end, Mr. Bankster gets paid.

With our money.

 

[Pericles]

In the end...you lent her the money...so did I.

Student loans are government secured, AFAIK.

Which means, in the end, Mr. Bankster gets paid.

With our money.

like the S&L guys figured out back in the 1980s - the best way to rob a bank is to own one.

 

[Ender]

We discussed these types of situations last week at our financial aid conference. College financial aid administrators encourage this shit!!! Remember...everyone is ENTITLED to whatever they want in this country/sarcasm! The lender is the federal government. The taxpayer gets fucked!

Well, Boo. Hoo.

If she was collecting welfare and eating fast foods, everyone on the forum would be screaming.

At least she is trying to improve her life in the only way she knows how-

We all live in The Matrix- all of us 1000%. When you figure a way to overcome that and start educating people on how to escape the system, then things may start to change.

In the meantime, I see no advantages of complaining when people try to improve their situation in the only ways they have available to them.

The answer is to dissolve The Matrix.

 

[tod evans]

Well, Boo. Hoo.

If she was collecting welfare and eating fast foods, everyone on the forum would be screaming.

At least she is trying to improve her life in the only way she knows how-

We all live in The Matrix- all of us 1000%. When you figure a way to overcome that and start educating people on how to escape the system, then things may start to change.

In the meantime, I see no advantages of complaining when people try to improve their situation in the only ways they have available to them.

The answer is to dissolve The Matrix.

This is utter bullshit!

Every person over the age of 8 knows that responsible people pay for what they get.

"Improving" herself on my dime ain't gonna cut it any more than sitting at home and breeding on my dime.

If this twit needs more education to earn a living then she should save her money and pay for it as she goes....

At 60 years old she should have some marketable skills even if it's hookin' on the corner..

 

[oyarde]

Worse case scenario @ 60 , only debt you have is a mortgage . So you take your 401K , unemployment , get by to 62 , take the social security , take whatever part time work you can find and you are fine .You pay cash for your house payment , property tax , ins, utilites , food etc None of that happens if you owe a few hundred a month on student loans.

 

[Ender]

This is utter bullshit!

Every person over the age of 8 knows that responsible people pay for what they get.

"Improving" herself on my dime ain't gonna cut it any more than sitting at home and breeding on my dime.

If this twit needs more education to earn a living then she should save her money and pay for it as she goes....

At 60 years old she should have some marketable skills even if it's hookin' on the corner..

That's complete Matrix talk right there: The Great American Dream!

Save your money! Pay for it as you go! Work your ass off and then "retire" and die!

I HATE TO BREAK IT TO YOU, BUT: There IS NO MONEY.

There is only keystrokes on the FED's computers. YOU own NOTHING, no matter how hard you THINK you've worked. YOU are completely owned by the government and everything you THINK you have belongs to .gov.

Hopefully you are fully functional after you are 60.

 

[VIDEODROME]

Yes, kitty, people really do get worthless degrees like that and pay out the ass for the privelige.

People are led to believe that is what employers want.

I'm not sure many employers HR even know what they want. All they know is they have a flood of applicants so they find an arbitrary way to raise the requirements. Maybe this even works for them, but than go figure some people actually go for these degrees to try and get these scarce jobs.

I mean what will people choose to do when all of their options suck?

 

[VIDEODROME]

I am actually in a grey area myself.

I finished my Associates in IT Security and yes I used loans. I'm still having a hard time finding work in IT or even just a regular job. Based on a lot of IT job ads, I might be led to believe I could get a job with a Bachelors Degree.

Yeah right, I go 2 more years and find out I don't have enough experience. Do I try to go for a Masters or something?

These are tough questions and people can't find a good answer. So they double down and go for more education because they simply can't find any jobs.

I am still unemployed, but very reluctant to just jump in again for a Bachelors. I have one fall back last resort skill which is Truck driving. I still have my Class A CDL, but I'm sick of driving those big trucks in congested cities and the DOT Regulations are a pain in the ass.

 

[Ender]

People are led to believe that is what employers want.

I'm not sure many employers HR even know what they want. All they know is they have a flood of applicants so they find an arbitrary way to raise the requirements. Maybe this even works for them, but than go figure some people actually go for these degrees to try and get these scarce jobs.

I mean what will people choose to do when all of their options suck?

Yep- you need a degree in something to get most jobs.

Only jobs in film or some of the arts still look for people that can "do the do" rather than have a diploma that says you sat in a seat for 4 years.

 

[VIDEODROME]

I did sit there to through a bunch of Power Point lectures. I thought there was a severe lack of hands-on practical experience, which is of course what many IT employers claim to want.

I was actually told by a guy he didn't hire me because I lacked Computer Hardware repair experience. I guess looking at pictures of Motherboards doesn't cut it.

From what i've seen, college is a huge fail at teaching real industry skills. Employers complain they can't get good workers. Raise the requirements. Then people go for another 2 years of college bullshit sitting there for lectures. Maybe they get more fundamentals, but not real comprehensive experience.

..... okay end of rant lol.

 

[RJB]

It's a hell of a racket. In the old days, you'd get apprentice wages for on-the-job training. But it's inhuman to pay below minimum wage.

Now we have people going into debt, learning 90% BS or "skills" that have no realistic applications in the field, and it's taught by failures in the field.

On top of this, then a few professions have you pay to do "internships." It's F----- all around.

 

[CPUd]

I am actually in a grey area myself.

I finished my Associates in IT Security and yes I used loans. I'm still having a hard time finding work in IT or even just a regular job. Based on a lot of IT job ads, I might be led to believe I could get a job with a Bachelors Degree.

Yeah right, I go 2 more years and find out I don't have enough experience. Do I try to go for a Masters or something?

These are tough questions and people can't find a good answer. So they double down and go for more education because they simply can't find any jobs.

I am still unemployed, but very reluctant to just jump in again for a Bachelors. I have one fall back last resort skill which is Truck driving. I still have my Class A CDL, but I'm sick of driving those big trucks in congested cities and the DOT Regulations are a pain in the ass.

Try and find a startup who looks like they will be around for a year or 2. This is the only real chance most people have at getting a job from answering an ad. The pay will probably be shit, but 1) you won't have to deal with clueless HR people, 2) you get some experience 3) you will begin to establish good business relationships with others in the field. By the time you go looking again, you will already know who to reach out to.

Another way is if you are still involved with the school, go intern at one of the alphabet agencies who are always trolling around campus. HR types value a few months at one of those places over years of real experience in the field.

 

[Anti Federalist]

I am still unemployed, but very reluctant to just jump in again for a Bachelors. I have one fall back last resort skill which is Truck driving. I still have my Class A CDL, but I'm sick of driving those big trucks in congested cities and the DOT Regulations are a pain in the ass.

Got a HAZMAT endorsement?

You're in MI right?

I bet you could find local work, driving an oil/propane truck.

 

[heavenlyboy34]

Yep- you need a degree in something to get most jobs.

Only jobs in film or some of the arts still look for people that can "do the do" rather than have a diploma that says you sat in a seat for 4 years.

Trades and crafts are highly under-rated. If you learn a difficult trade like welding, you're almost guaranteed a significantly higher than median income. (I almost became a welder because I was an ace welder in high school, but a number of unfortunate circumstances forced me out ) I suppose the problem with this is that trades require actual physical labor, which many Americans seem to be allergic to.

 

[oyarde]

That's complete Matrix talk right there: The Great American Dream!

Save your money! Pay for it as you go! Work your ass off and then "retire" and die!

I HATE TO BREAK IT TO YOU, BUT: There IS NO MONEY.

There is only keystrokes on the FED's computers. YOU own NOTHING, no matter how hard you THINK you've worked. YOU are completely owned by the government and everything you THINK you have belongs to .gov.

Hopefully you are fully functional after you are 60.

At 60 you should have some money that is not paper money of the Empires.Lots of woman do too without thinking about it .There is alot of gold and silver jewelry out there and if you are that age , when you were younger it was common and not ultra expensive .

 

[mad cow]

Yep- you need a degree in something to get most jobs.

Only jobs in film or some of the arts still look for people that can "do the do" rather than have a diploma that says you sat in a seat for 4 years.

Even today,more people with jobs never graduated from college than those that did.

I have an eighth grade education and worked my whole life without a job in films or the arts.

I am over 60 and fully functional.

 

[oyarde]

Even today,more people with jobs never graduated from college than those that did.

I have an eighth grade education and worked my whole life without a job in films or the arts.

I am over 60 and fully functional.

I was blessed with goodhealth too, makes it easier , no excuse not to work every day , lol.

 

[VIDEODROME]

Trades and crafts are highly under-rated. If you learn a difficult trade like welding, you're almost guaranteed a significantly higher than median income. (I almost became a welder because I was an ace welder in high school, but a number of unfortunate circumstances forced me out ) I suppose the problem with this is that trades require actual physical labor, which many Americans seem to be allergic to.

A few years ago, I went to an Adult Ed. center and took a welding course to try and get work that way. I was not "Experienced" beyond that one class though and it didn't seem like employers wanted to give me a chance.

Mixed in with that though, I faced some ignorant Staffing Firms that were in the way. Lots of office people who did not understand welding or fabrication. I showed up to one place for a Test Weld and they didn't have any scrap metal for us noobs to do a demo. I drove an hour just to get there to. Fucking HR.

It seems like I would've had to just buy my own Wire Welder to practice up and work out of my garage or something, That's risky because while I took a class, I still had very Novice skills. I could have been taking the initiative to create my own work, but doing less than optimal welds.