I'm going to play devils advocate here for a minute.
How do we know for sure the fighter did not have a camera? Reports? Reports by whom? Was this person an expert in aviation technology? Could you see a camera from the ground? Maybe the report given by the military was generic in its scope and just said "F-16" because they knew it's a term we would all identify with?
Planes not a stable platform to take pictures? I beg to differ. This has been one of my favorite sites to draw images from when I need military pictures:
http://www.af.mil/photos/
A majority of these shots are definately taken from fighters in formation and look VERY good. Even the photos from helicopters look amazing! I'm also pretty sure it would be very easy to fit a full motion hi definition camera on the underbelly as well, or in place of the standard recon setup.
Kinda funny how a site with members that won't call 9/11 with buildings exploding in front your face a conspiracy, but will label a possible photo-op one... It's astounding the sheer amount of irony in this thread