The problem is truly within the medical industry itself, including the courts that do not throw clearly frivolous malpractice claims out. What the government really should be concerning itself with is crafting price-gouging laws, patient protection laws, and the like against the entire medical and healthcare industries.
1. Insurance carriers should be required to give proper notice, review, and consideration to their patients before terminating, adjusting, altering, modifying, or denying any of their policies (e.g., given to the state that you reside in, your gas and electric provider most likely cannot even shut off its services to your home until they have given you a reasonable period of time to pay your outstanding bill).
2. Bandages do not cost $50 apiece, aspirins do not cost $20 per two, little Kleenex packs do not cost $20 each, etc.; and neither is charging $500,000 for six-hours worth of ER operations, $1,500 to set and cast a broken leg, or $5,000 for a bed (in a shared room) for the night, at all justified.
3. Hospitals and healthcare facilities frequently overwork their employees, which subsequently results in patient neglect, malpractice, and procedural errors, which then subsequently results in the very financially outrageous lawsuits that they are in compliant over.
4. Reasonable health insurance coverage should in no way be charging $800-2,500 per month, per individual or family (which only covers so much anyways before the patient is to pay out of their own pocket or the procedure is not one that is coverable as it is “cosmetic”, for example). Such fees are clearly asinine based upon nothing realistic.
5. What about when the millions of visiting foreigners get sick or injured during their stay here in America (be it legally or illegally)?
6. Patients that are not covered by insurance can still get treatment and then go on a payment plan with the treating hospitals creditors, or pay using their own credit, or the hospital’s administration can otherwise sue and lien their property.
7. The medical and healthcare industries do not deserve special treatment and protection from the national government, especially over their own patients, or other professions or industries.