Texas house to be forclosed upon for Ron Paul paint job

[acptulsa]

Please don't try to convince me that there is a clause in the contract that she can't paint the house. Please don't try to convince me that there's a clause in the contract that she gives up her right to free speech until the house is paid for. This company deserves everything they get.

 

[jointhefightforfreedom]

The mortgage company has no legal stand point and in the current economy they don't want a house back or this kind of fight!

as a real estate investor i can tell you notice of substitute trustee sale has to be filed 21 days prior! 2 weeks isn't a possibility

Personally i would say F-off and just try to take it . The mortgage company would be in breach of contract

 

[leglock]

Phone Bomb. Email Bomb.

That lady has every right to paint her house however she wants. As long as the mortgage company gets their payments I don't see why they should care how she chooses to paint her home. I hope she gets a lawyer and sues their asses.

It's a shame so many supporters of RP don't understand PROPERTY LAWS.

 

[speciallyblend]

insanity

 

[angelatc]

Personally i would say F-off and just try to take it . The mortgage company would be in breach of contract

Yes, me too. It seems odd, in these troubled mortgage times, that they'd be looking to foreclose for something like this, even if they can.

 

[Sandra]

I can almost put money on the possibility that someone local had somebody write a false letter from the mortgage company (or not from the company at all) on company stationary. This kind of stupidity is tried all the time to intimidate customers into doing things the company wants them to do.

I had received a fake letter from my mortgage company that stated we had to be out of our house in 10 days if we didn't pay $10,000. It was sent by an employee at the company, but with criminal intentions. For days we fretted over that letter because we didn't owe anything.

 

[RonPaulFanInGA]

Granny Warriors should start a chip-in to pay off her mortgage.

 

[Fyretrohl]

It is amazing how many Ron Paul supporters do not understand free market business. No one has suggested the government get involved. Instead, what has been suggested, is that we make people aware of these stupid actions, if they are real. We suggested that we, the consumers, make the business aware that such actions are unacceptable. Free market economics at work...

 

[acptulsa]

It is amazing how many Ron Paul supporters do not understand free market business. No one has suggested the government get involved. Instead, what has been suggested, is that we make people aware of these stupid actions, if they are real. We suggested that we, the consumers, make the business aware that such actions are unacceptable. Free market economics at work...

You do live up to your name. Other than suggest that the contract be clarified in court--hardly a non-libertarian idea--who suggested anything else?

 

[berrybunches]

It is amazing how many Ron Paul supporters do not understand free market business. No one has suggested the government get involved. Instead, what has been suggested, is that we make people aware of these stupid actions, if they are real. We suggested that we, the consumers, make the business aware that such actions are unacceptable. Free market economics at work...

Thats what I was saying in my post on page 1 or 2! There is nothing socialist about calling a business on something you do not find acceptable - this is what our movement is about, consumers holding business accountable, not the government.

 

[Elle]

I have been a mortgage originator off and on for the past 12 years. Most every mortgage contract I have seen has a clause built into it regarding the general upkeep of a home. The mortgage company can foreclose on her house due to the paint. She doesn't own the home until the last payment is made. The bank owns the house. While I love the paint job on the house it doesn't do much for the resale value of the home.

 

[phree]

It was a cool idea and worked to get a fair amount of attention. It's been thoroughly recorded and the maximum reward has been achieved. Repaint the house and get on with life.

 

[acptulsa]

I have been a mortgage originator off and on for the past 12 years. Most every mortgage contract I have seen has a clause built into it regarding the general upkeep of a home. The mortgage company can foreclose on her house due to the paint. She doesn't own the home until the last payment is made. The bank owns the house. While I love the paint job on the house it doesn't do much for the resale value of the home.

True enough--except that upkeep is only affected by a lack of paint--so long as there is a solid coat of paint, elements cannot damage the structure, and the elements don't care one whit about the color or scheme of the paint. And while the mortgage company technically owns the house, this doesn't give them all the rights in the world. Even a renter has some rights, and a buyer even more.

While the ends may have been achieved and it may be time to repaint, I would actually like to see them fight until, hopefully, the media is forced to provide some coverage of the event.

 

[slamhead]

The only thing I can think of is that the clause states about making any improvements or lack there of that will affect the resale value of the house.

Lets find out how much the remaining balance is for the mortgage and pay it off for them with a chip-in.

 

[scooter]

While I hate that the mortgage company is calling her out on this, I am pretty sure they have legal ground to stand on. The bank still owns the house and the house must maintain a specific value for their loan to still be worth something to them. As cool as the painting is, I doubt it helps to uphold the selling value of the home.

With that being said, I think it would be great to bombard them from the private level. There's nothing socialist about the community complaining about business practices, whether it's in their legal right or not.

 

[Time for Change]

Granny Warriors should start a chip-in to pay off her mortgage.

You know what...that's a good idea.
How much can it possibly be? I cant see it being that much, so why not.
Anyone know her?

 

[ronpaulblogsdotcom]

I would verify that the letter is real if I was the owner. Then check with local laws and maybe the ACLU about the timeline and the wording of the mortgage.

If all else fails repaint it a couple of days before the due date. Just in case there is some accident or paint problems.

 

[acptulsa]

I'd sooner chip in to fight to protect our rights than to pay off her mortgage.

 

[MANYplaces84]

There Is A Clause

This is what Nanette Wrote:

After all the hard work we did to paint the house Ron Paul, and place it on YouTube (Ron Paul house painting party 1st edit Time Lapsed) the house and myself are under attack.

Yesterday (Wed. Feb. 27) I received a certified letter from my mortgage company stating "We hereby give you until March 17, 2008, to paint your home or we will have no choice but to continue with foreclosure on your property."

Remember this is my mortgage company doing this, this is not even the Home Owners Assn, this is my mortgage company (White Oak Developers)! Imagine if your bank or lender called you up and said they were taking your house away from you because they didn't like the color it was painted! That is what has just happened to me!

I do have deed restrictions, but they contain arbitraries such as "using paint colors which are unharmonious with the development, etc." and they have never been enforced before, so we know this is an attack on Ron Paul and my freedom of speech, but if they get away with it, I lose my home, the home that I have paid in good faith, the home I bought without FEMA assistance after being completely wiped out by Rita, the only home I have.

I have limited time and resources, so I have to call out for your help. I am in desperate need of help over here. If you know of an attorney who can work this case pro bono and save me from losing my house, please let me know. Or maybe you know an attorney who will need fees and I can get donations (that is always harder).

I also want to plan a petition party. Hopefully some people will come and help me canvass the neighborhood for signatures. It would be a nice time to go ahead and tell them about Ron Paul and why we need their vote. I can post that on my meetup group (930) if you can post it to 81.

I will also post a legal defense fund donation button on www.DocFeelgood.us in the general store or under grassroots on the Ron Paul House pages. If I end up getting some pro bono help I can use the money for filing fees and return the rest (unless someone just wants me to give it to Ron or Granny Warrior or something).

In any case I hope the Revolutionaries continue to come to the aid of their fallen bretheren, lest we all be picked off - one at a time.

Thank you in advance.
In Liberty,
Nannette

Reread Here:

I do have deed restrictions, but they contain arbitraries such as "using paint colors which are unharmonious with the development, etc." and they have never been enforced before, so we know this is an attack on Ron Paul and my freedom of speech, but if they get away with it, I lose my home, the home that I have paid in good faith, the home I bought without FEMA assistance after being completely wiped out by Rita, the only home I have.

Interpret that as you will.

As far as this remark:

Liberté:

Absolutely I would not call, this is a private contract dispute, and apparently she agreed to terms with this mortgage holder and now seeks to breach her contract. Anyone claiming to work for a mortgage company or in real estate that has not heard to this is either deaf or lying.. it is very common. WWRPD! Haven't we listened to him enough to know how important private contracts are? Next we will be calling for Government to step in and offer her a buyout program.. *sheesH*

Why any free loving individuals such as RP supporters would makes calls on behalf of a private property issue would be beyond me. It's there choice, but I don't see why anyone would want to support someone breaking a contract, at least not an RP supporter. Socialists might, try posting on a Nader or Kucinch or Obama website.

It is indeed a private property issue / private contract issue, however people can call and show that they don't approve of the actions of the mortgage company. How they are interpreting the terms of the contract and so on. But nobody here except for you has even mentioned government intervention in this scenario. It was her choice to enter the contract, though with broad terms there can be discrepancies over interpretation... interpretation that many might consider unfair.

 

[MusoSpuso]

Absolutely I would not call, this is a private contract dispute, and apparently she agreed to terms with this mortgage holder and now seeks to breach her contract. Anyone claiming to work for a mortgage company or in real estate that has not heard to this is either deaf or lying.. it is very common. WWRPD! Haven't we listened to him enough to know how important private contracts are? Next we will be calling for Government to step in and offer her a buyout program.. *sheesH*

Why any free loving individuals such as RP supporters would makes calls on behalf of a private property issue would be beyond me. It's there choice, but I don't see why anyone would want to support someone breaking a contract, at least not an RP supporter. Socialists might, try posting on a Nader or Kucinch or Obama website.

The paint job is certainly nice though, and now she needs to obey her contract, or face the consequences.

I agree about the private contract thing.

I am curious about your assumption that she is violating her contract though....

Explain please.