Tax Liens: Left with nothing over a $134 property tax bill.

Lucille

Member
Joined
Oct 30, 2007
Messages
15,019
Evil.

Had I known, I would have paid it for him.

H/t Raimondo and Grigg:

Washington, DC, epicenter of World Evil

People who do things like this are why I maintain a "Bane List"

http://www.washingtonpost.com/sf/investigative/2013/09/08/left-with-nothing/?tid=HP_lede

On the day Bennie Coleman lost his house, the day armed U.S. marshals came to his door and ordered him off the property, he slumped in a folding chair across the street and watched the vestiges of his 76 years hauled to the curb.

Movers carted out his easy chair, his clothes, his television. Next came the things that were closest to his heart: his Marine Corps medals and photographs of his dead wife, Martha. The duplex in Northeast Washington that Coleman bought with cash two decades earlier was emptied and shuttered. By sundown, he had nowhere to go.

All because he didn’t pay a $134 property tax bill.

The retired Marine sergeant lost his house on that summer day two years ago through a tax lien sale — an obscure program run by D.C. government that enlists private investors to help the city recover unpaid taxes.

For decades, the District placed liens on properties when homeowners failed to pay their bills, then sold those liens at public auctions to mom-and-pop investors who drew a profit by charging owners interest on top of the tax debt until the money was repaid.

But under the watch of local leaders, the program has morphed into a predatory system of debt collection for well-financed, out-of-town companies that turned $500 delinquencies into $5,000 debts — then foreclosed on homes when families couldn’t pay, a Washington Post investigation found.

As the housing market soared, the investors scooped up liens in every corner of the city, then started charging homeowners thousands in legal fees and other costs that far exceeded their original tax bills, with rates for attorneys reaching $450 an hour.
[...]
In a 10-month investigation, The Post chronicled years of breakdowns and abuses in a program that puts at risk one of the most fundamental possessions in American life.

  • Of the nearly 200 homeowners who lost their properties in recent years, one in three had liens of less than $1,000.
  • More than half of the foreclosures were in the city’s two poorest wards, 7 and 8, where dozens of owners were forced to leave their homes just months before purchasers sold them. One foreclosed on a brick house near the Maryland border with a $287 lien and sold it less than eight weeks later for $129,000.
  • More than 40 houses were taken by companies whose representatives were caught breaking laws in other states to win liens.
  • Instead of stepping in, the D.C. tax office created more problems by selling nearly 1,900 liens by mistake in the past six years — even after owners paid their taxes — forcing unsuspecting families into legal battles that have lasted for years. One 64-year-old woman spent two years fighting to save her home in Northwest after the tax office erroneously charged her $8.61 in interest.

Lots more at the link.

Claire Wolfe asked: Tax sale: just how immoral would it be …
http://www.backwoodshome.com/blogs/ClaireWolfe/2012/12/07/tax-sale-just-how-immoral-would-it-be/

I wouldn't do it. I couldn't.
 
Officials at the D.C. Office of Tax and Revenue said that without tax sales, property owners wouldn’t feel compelled to pay their bills.

“The tax sale is the last resort. It’s also the first resort — it’s the only way in the statute to collect debt,” said deputy chief financial officer Stephen Cordi.

Um, catch em when they sell or die ,perhaps? Otherwise - HANDS OFF!
 
Got a better way to pay for the cost of local government? I prefer property taxes to income tax, but that's just me.

I am willing to pay for the local govt I use as I go , so , fuck' em , I need no services that come from property tax.
 
I am willing to pay for the local govt I use as I go , so , fuck' em , I need no services that come from property tax.

Hey man, I'm not a fan of what it costs to run my local government either. I think we may live in the same state.

That said, I don't know of a better alternative to property taxes.
 
Hey man, I'm not a fan of what it costs to run my local government either. I think we may live in the same state.

That said, I don't know of a better alternative to property taxes.

Well really, there could be a better way , nearly all propery tax and half the state tax goes to the public education at around 10k per yr avg per kid , private schools , avg about half that. So pivatize it eliminte the property tax, pay for it with half the state tax that is used now , then put up tip jars , until you figure out away to eliminate that .
 
Last edited:
Well really, there could be a better way , nearly all propery tax and half the state tax goes to the public education at around 10k per yr avg per kid , private schools , avg about half that. So pivatize it eliminte the property tax, pay for it with half the state tax that is used now , then put up tip jars , until you figure out away to eliminate that .

I went to private school, and can attest to the quality and pricing differences. However, private schools don't have buses or special education programs. And many are subsidized by a church.

Not sure how much more you can cut from the education budget. I'd prefer they spend more, if only to attract more talented teachers. Smart people aren't going to teach for $40k a year. I'd dedicate my life to teaching personal finance classes for $100k a year. $50k after 20 years of service? No thanks.
 
I went to private school, and can attest to the quality and pricing differences. However, private schools don't have buses or special education programs. And many are subsidized by a church.

Not sure how much more you can cut from the education budget. I'd prefer they spend more, if only to attract more talented teachers. Smart people aren't going to teach for $40k a year. I'd dedicate my life to teaching personal finance classes for $100k a year. $50k after 20 years of service? No thanks.

I should not have to pay for anyone to go to school.
 
Hey man, I'm not a fan of what it costs to run my local government either. I think we may live in the same state.

That said, I don't know of a better alternative to property taxes.

Oh for Jesus' sake man - are you serious? Really? That's the best you got?

Someone shoot me now - please.

How about NO taxes? Yes? Hello?

Did I mention I'd like to be shot now?
 
I went to private school, and can attest to the quality and pricing differences. However, private schools don't have buses or special education programs. And many are subsidized by a church.

Not sure how much more you can cut from the education budget. I'd prefer they spend more, if only to attract more talented teachers. Smart people aren't going to teach for $40k a year. I'd dedicate my life to teaching personal finance classes for $100k a year. $50k after 20 years of service? No thanks.

You apparently know little about teaching. I was a NYC secondary teacher. Had I stayed, I would now be up around $100K. That is a pretty good living for 6 hours and 20 minutes/day with about 16 weeks vacation every year, if you can stand the environment.

Question: how much meth have you been smoking lately? I ask because you are going on as if you were a progressive liberal, what with all the whinery about $50K after 20 years - as if you were owed more. What's up with that?
 
I guess it depends where you live. I'm ok with the level of service I get for my property tax. I can certainly see why others aren't.
 
I guess it depends where you live. I'm ok with the level of service I get for my property tax. I can certainly see why others aren't.

I find the thought of taxing property and food immoral.About half the states actually tax food . Property tax on primary residence where I am is 1%, the real problem I have are the inflated rates for other types of property and the fact that any property goes for sale for tax collection.They will never stop that, so ,I want no property tax and I stand by statement that it is immoral .
 
Oh for Jesus' sake man - are you serious? Really? That's the best you got?

Someone shoot me now - please.

How about NO taxes? Yes? Hello?

Did I mention I'd like to be shot now?

Local government isn't free. Doesn't RPF want a weaker Federal government and a more important state and local government?

You apparently know little about teaching. I was a NYC secondary teacher. Had I stayed, I would now be up around $100K. That is a pretty good living for 6 hours and 20 minutes/day with about 16 weeks vacation every year, if you can stand the environment.

Question: how much meth have you been smoking lately? I ask because you are going on as if you were a progressive liberal, what with all the whinery about $50K after 20 years - as if you were owed more. What's up with that?

I know plenty, thanks. Before I posted that comment I looked up the local salary schedule for teachers. You start at less than $35k and work up to $45k at about 20 years of service. The max is just over $60k, assuming you work for 20 years and have a masters.

$50k with 20 years of experience sucks. Just saying. The median person with a bachelor's degree makes $50k. I would guess that the median person probably doesn't have 20 years of experience, either. People with 20 years of experience in most fields aren't going to be bought for $50,000 per year.

It's not about being owed something, but rather realizing your value and opportunity costs. Anyone who cares about making decent money would obviously not want to be a teacher. This is especially true when you consider the cost of a bachelors + masters degree. I think relatively low wages keep a lot of otherwise good people out of the field. That's all I'm saying.

I guess it depends where you live. I'm ok with the level of service I get for my property tax. I can certainly see why others aren't.

Bingo.
 
Last edited:
Local government isn't free. Doesn't RPF want a weaker Federal government and a more important state and local government?



I know plenty, thanks. Before I posted that comment I looked up the local salary schedule for teachers. You start at less than $35k and work up to $45k at about 20 years of service. The max is just over $60k, assuming you work for 20 years and have a masters.

$50k with 20 years of experience sucks. Just saying. The median person with a bachelor's degree makes $50k. I would guess that the median person probably doesn't have 20 years of experience, either. People with 20 years of experience in most fields aren't going to be bought for $50,000 per year.

It's not about being owed something, but rather realizing your value and opportunity costs. Anyone who cares about making decent money would obviously not want to be a teacher. This is especially true when you consider the cost of a bachelors + masters degree. I think relatively low wages keep a lot of otherwise good people out of the field. That's all I'm saying.



Bingo.

Pull your head out. It doesn't matter how much the compensation. It is wrong. Why should anyone pay to "educate" anyone else?
 
For whatever it is worth , I really doubt you would get better High School teachers with higher salary.Probably would just pay more for the same or less . I base this on the fact that Univ Prof's make more , do less , lol . In reality some jobs really are probably a calling if you are going to be exceptional at them.It is not the money.
 
Last edited:
Local government isn't free.

That's not the issue - the question was how to pay for it and apparently all you could come up with was tripe. I'm sure your imagination is better than that, so I must conclude you are either being lazy or there is some unpublished agenda of which you are able to veil only most thinly.

Doesn't RPF want a weaker Federal government and a more important state and local government?

What? First of all, there is no "RPF" per se - there is only a site and people who contribute to it. As such, there are only individuals and because human beings are not OSFA, (one size fits all) the implications of your statement become even more nonsensical. But let us cut you some slack and assume you were speaking statistically - in my opinion the answer is still "no" - the people here appear to my eyes to be in favor of FAR less "government" at every level from the feds on down. How you have come to the apparent understanding that folks here was STRONGER government at ANY level brings me right back to the meth question. You're simply not making sense in the face of the evidence. Perhaps it is just your style of writing.

I know plenty, thanks. Before I posted that comment I looked up the local salary schedule for teachers. You start at less than $35k and work up to $45k at about 20 years of service. The max is just over $60k, assuming you work for 20 years and have a masters.

Perhaps in your locale. I still don't see the basis for complaint - if you don't like the salaries, you do not become a teacher.

$50k with 20 years of experience sucks.

Your opinion - and one that seems a bit whiney, I reiterate. No likey? No takey. Do something else. I went and did 7 degrees - that was a LOT of friggin' work. By your apparent standard of thought, I might be justified in complaining about not having become a billionaire by now. None of us are guaranteed anything, nor are we owed anything save our natural claims and anything we have managed to rightfully acquire in the course of our lives. And that brings us back to taxes - the forcible theft, ultimately under the threat of being murdered, of one's rightfully acquired property. If you want to complain about something that sucks, there's your proper subject matter.

Just saying. The median person with a bachelor's degree makes $50k. I would guess that the median person probably doesn't have 20 years of experience, either. People with 20 years of experience in most fields aren't going to be bought for $50,000 per year.

My friend is still in the system in NYC - dunno how he has survived this long, but he has. He's at master's + 30 and is around $90K. He seems good with it and again I would say that for the enormous time off and short work day it's not a bad deal. Some will try to justify complaint saying the work day isn't 6:40. Bullshit - if you're running your day right, your two to three "free" periods per day gives all the time you need to prep for tomorrow. And after about 2 years, if you're smart you have prepped and cataloged all your lessons and don't even have to write new lesson plans. Print them out, hand them out, teach your lesson - especially easy in this age of computers and OSFA curricula and testing where you often don't even have to come up with that much work - it's all been done for you by some jughead 1000 miles away. OSFA education for OSFA children. Isn't that special?

It's not about being owed something, but rather realizing your value and opportunity costs.

I hate to break this to you, but YOU don't assess your value - the market does. Free market economics 001 lesson for the day and you're welcome. And if you are aware of the opportunity cost and it is not acceptable to you, you do something else. See how simple? Everything you have written thus far carries the subtext of entitlement, your protestations to the contrary notwithstanding. Either you are pulling our legs or your writing style stands in need of some work.

Anyone who cares about making decent money would obviously not want to be a teacher.

A couple of things: first, you speak as if "decent money" meant the same thing to all people - that is OSFA thinking and you appear to be suffering from a terrible case of it. I recommend you get cured ASAP because it will rot your mind worse than just about anything else you may care to list. Secondly, were people not forcibly made subject to the taxation you appear to love so deeply, $50K/year even today would be a very livable wage, particularly in the face of all the comparatively inexpensive Chinese merchandise that is available. At that salary, 30% to the feds leaves $35K "take home", only the other 10% taken by the "state" brings you to $31.5K. If you have a property tax of $3K, which is not even high by today's standards, you're down to $28.5K. If you are more realistically taxed, oh say at $8K as would be expected in places like NY/NJ, that's now $23.5K. And of course there could be other local taxes, but let us not bother with those. Your effective tax rate in America is right about 50% and unlike shit holes such as Sweden, you get basically NOTHING in return for your money, save rabies-insane police, wars of foreign aggression, pothole riddled streets, and a good thumping if you say you don't like it. THAT is the world in whose corner you appear to be cheering. Hooboy.

This is especially true when you consider the cost of a bachelors + masters degree. I think relatively low wages keep a lot of otherwise good people out of the field. That's all I'm saying.

That is NOT all you were saying - you wrote that you thought such taxation should be even higher so teachers could be paid more, remember? to wit:

I'd prefer they spend more, if only to attract more talented teachers.

Spend more by necessity = tax more.

One other thing - the talent of teachers is not really questionable, nor is their dedication. I had enough years in to see that and I still see it 30 years later in those of my friends still doing it. And if talent is short in terms of numbers, you can thank the department of education for that because of their idiot regulations. When I first moved to WV I toyed with the notion of returning to the classroom. Sweet Jesus shrieking in agony on the cross - it took all of about 30 seconds in the offices of the local board to realize just what a bad idea that was. Just to become a TPD (sub) I had to take what amounted to about 1 1/2 semesters of methods and other ed. classes that I'd already taken years prior, at MY cost. That, after listening to a whine about how they cannot find good teachers, and this is the ubiquitous story. Boo hooty hoo, we have not enough teachers - please come teach, but leave your balls at the door because that's just the down payment for the privilege of teaching in our schools. These people are MAD, and I mean that very literally - you have to be in order to think as they do. Raving kookoo. In many states they have this "second career" initiative going, seeking veteran workforce professionals to come and teach and the ads go on and on about how valuable you are and what NATURAL teachers you are and all that tripe. I call it tripe because the moment you peel back the lid, you are blasted with the stench of a litany of requirements like a minimum of 24 credits at YOUR expense and you cannot set foot in a classroom until you've done that much and there is then no guarantee you will be hired, and so forth. WHAT THE FUCK??!! This is planet bizarro stuff, pal - not the functioning of sound minds, yet these are the self-same hands into which tens of millions of people place their children daily. Why not just drown them in the septic tank? It would be far less cruel.
 
Last edited:
Back
Top