Shouldn't this be the "qualifier" for going to college?

[Josh_LA]

I've heard enough about people doubting college's worth, and enough about people crying about "student debt"

Shouldn't this be the deal maker/breaker for deciding whether college is for you?

#1. Do you have debt?
(If yes, how can you justify more debt?)

#2. How much are you making today?
(any thing saved up? Or barely making ends meet?)

#3. If #1. & #2. says you're in no position to be in more debt, college is not for you.

#4. Is getting a degree, AA, BA, BS going to promise a "better job"?
(By better job, I mean something that pays at least $10K a year more than you current job)
If not, college is not for you. You are outright stupid if you think going to college for 4 years is going to make life any different without making at least $10K more a year.

#5. Let's say you're expecting a "better job" when you get out of college.
Do you plan on getting out of this "student debt" in 5 years?
(Yes, that means you owe no more than $50K, and pay $10K a year to get out
Or you owe no more than $100K, and pay $20K a year to get out)
If not, college is not for you. You are again outright stupid and irresponsible to out yourself in any debt without some promise to make back this money

#6. May I remind you, money is not everything, so being in debt does not mean you can't be happy, being poor does not mean you can't enjoy life, but know what you want, don't do as others do, don't cry when you've made the wrong choice later on and say somebody fooled you into doing something you didn't know about.

#7. If anybody tells you any college is always better than none, ask them how they're managing their bills, how much debt they're in, how much they think you can make if they're so sure college is for you.

#8. All the above assumes you will not add more debt and bills to yourself, if you're expecting : marriage, children, a house, a car, add these into the above questions (back to Q#1, if you have debt, you cannot be in more debt.)

 

[asimplegirl]

I don't think that those should be qualifications... If they were I would have never went to college, as I went solely on scholarships and grants.

I grew up in a small town , to parents who had never been above the pverty line after being married, and had no income.

I would have never gotten the education I need for homeschooling, or for nutrition if I had not went. Nor one I have been able to experience that lifestyle, and no it was not for me.

If those things were set as "qualifications" and if you didn't meet them, you would be denied, there would be even more people relying on the government than there are today, as no one growing up middle class or lower would be able to go.

 

[phill4paul]

I've heard enough about people doubting college's worth, and enough about people crying about "student debt"

Shouldn't this be the deal maker/breaker for deciding whether college is for you?

#1. Do you have debt?
(If yes, how can you justify more debt?)

#2. How much are you making today?
(any thing saved up? Or barely making ends meet?)

#3. If #1. & #2. says you're in no position to be in more debt, college is not for you.

#4. Is getting a degree, AA, BA, BS going to promise a "better job"?
(By better job, I mean something that pays at least $10K a year more than you current job)
If not, college is not for you. You are outright stupid if you think going to college for 4 years is going to make life any different without making at least $10K more a year.

#5. Let's say you're expecting a "better job" when you get out of college.
Do you plan on getting out of this "student debt" in 5 years?
(Yes, that means you owe no more than $50K, and pay $10K a year to get out
Or you owe no more than $100K, and pay $20K a year to get out)
If not, college is not for you. You are again outright stupid and irresponsible to out yourself in any debt without some promise to make back this money

#6. May I remind you, money is not everything, so being in debt does not mean you can't be happy, being poor does not mean you can't enjoy life, but know what you want, don't do as others do, don't cry when you've made the wrong choice later on and say somebody fooled you into doing something you didn't know about.

#7. If anybody tells you any college is always better than none, ask them how they're managing their bills, how much debt they're in, how much they think you can make if they're so sure college is for you.

#8. All the above assumes you will not add more debt and bills to yourself, if you're expecting : marriage, children, a house, a car, add these into the above questions (back to Q#1, if you have debt, you cannot be in more debt.)

When college grads are working at McDonalds then I would think that it would be hard to expect $10,000 more per year. Unless, you are a liberal arts major. Then $10,000 would be better than making nothing.

J/K/J/K/

 

[Josh_LA]

When college grads are working at McDonalds then I would think that it would be hard to expect $10,000 more per year. Unless, you are a liberal arts major. Then $10,000 would be better than making nothing.

J/K/J/K/

that's the point, shouldn't you know this?

 

[Josh_LA]

I don't think that those should be qualifications..

Not literal qualifications, just for a person to see why he/she is going to college if they've planned out their finances.

. If they were I would have never went to college, as I went solely on scholarships and grants.

That's a good exception and good for you.

I grew up in a small town , to parents who had never been above the pverty line after being married, and had no income.

I would have never gotten the education I need for homeschooling, or for nutrition if I had not went. Nor one I have been able to experience that lifestyle, and no it was not for me.

If those things were set as "qualifications" and if you didn't meet them, you would be denied, there would be even more people relying on the government than there are today, as no one growing up middle class or lower would be able to go.

I never said they should be the rules for admitting people, just a quick reality guide before people get into unnecessary debt.

So I assume you're debt free?

 

[asimplegirl]

well that makes more sense.

Yes, I am. As is hubby, who also went to college and got a degree. We own our own vehicle and house, which we bought with cash. We do have a credit card, but it is for emergencies.

 

[Josh_LA]

well that makes more sense.

Yes, I am. As is hubby, who also went to college and got a degree. We own our own vehicle and house, which we bought with cash. We do have a credit card, but it is for emergencies.

good for you, are you over 30?

 

[asimplegirl]

good for you, are you over 30?

No, I am 23, hubby is 28.

 

[user]

The college system has been a disaster for the human race.

 

[Angio333]

I am 31 years old and going back to school. I'm going into accounting.

My current job is good, and pays well. I'll make the same amount of money or a little more once after I get my degree and start a new career.

I am switching careers for reasons such as future job security. My current job can be very physically demanding. So I am looking towards the future of what could happen if I can not do such a physical job.

I am paying for it in cash, soo I am not adding more debt.

Someone shouldn't avoid college just because it won't get them a job that pays at $10,000 more.

 

[0zzy]

I think college is worth it, I'm here right now

 

[heavenlyboy34]

No, I am 23, hubby is 28.

You're only 23? Really? You look and seem much more "mature" than 23.

 

[asimplegirl]

You're only 23? Really? You look and seem much more "mature" than 23.

are you saying I am saggy?!!