NY AG Letitia James mortgage fraud scandal [UPDATE: James has been indicted]

[Occam's Banana]

Remember when she sued Trump over this kind of stuff?

Pepperidge Farm remembers.

Letitia James CAUGHT Committing Fraud
{Actual Justice Warrior | 13 April 2025}

In this video, I discuss how New York Attorney General Letitia James appears to have committed the very same type of Real Estate fraud she sued Trump over just weeks before filing the charges. I also explain how James may have forfeited her position as New York AG to do so.

Sources:

White Collar Fraud Article 1: https://whitecollarfraud.com/2025/0...clares-virginia-home-her-principal-residence/
New York AG False Reporting Apartment: https://whitecollarfraud.com/2025/0...ia-james-missing-unit-opens-new-can-of-worms/
Letitia James National Action Network: New York AG Letitia James (D) on President Trump: "Sincere ignorance and conscientious stupidity."
Letitia James Wants To Steal Trump Properties: AG James says she'll seize Trump's assets if he can't pay up after civil trial
Letitia James Promised To Sue Trump Into Bankruptcy Aug 2018: NY Attorney General Forum
Letitia James Promises To Look Into ALL Of Trump's Transactions: See what New York AG said while running for office about charging Trump
Letitia James Promises To Sue Trump: [video @ Instagram]
NY Democratic Primary For AG Debate 2018: New York State AG Primary Debate
Oral Arguments Appeals Court: Trump’s lawyers seek to overturn civil fraud conviction
My Previous Video On Letitia James Appeal: Judges DESTROY Trump Fraud Case [see this post - OB]
​

Letitia James PANICS After Her Fraud Is Exposed
{Actual Justice Warrior | 18 April 2025}

In this video, I discuss how New York Attorney General Letitia James has responded to what seems to be damning evidence she committed multiple instances of blatant mortgage fraud while inventing new ways to target Trump for similar crimes.

Sources:

White Collar Fraud Article: https://whitecollarfraud.com/2025/0...clares-virginia-home-her-principal-residence/
Letitia At National Action Network: [video @ Twitter/X]
Local News Segment With Letitia's Statement: Trump administration accuses N.Y. Attorney General Letitia James of possible mortgage fraud
Crazy Eddie's Ads: 80s Commercial | Crazy Eddie | 1985 | 1986 | 1987
Hill Rising Doesn't Get It: Letitia James Referred For PROSECUTION Over Mortgage Fraud!
My Previous Video On This: Letitia James CAUGHT Committing Fraud [see video posted above - OB]
New York AG False Reporting Apartment: https://whitecollarfraud.com/2025/0...ia-james-missing-unit-opens-new-can-of-worms/
[see video posted above for remaining sources - OB]
​

 

[Occam's Banana]

Letitia James Is Going To PRISON
https://www.youtube.com/watch?v=hw1kgu0BWQA
{Actual Justice Warrior | 10 October 2025}

In this video, I discuss Letitia James getting indicted & I explain why the case against her is looking pretty solid assuming the facts laid out in the indictment are legit.

Sources:

Full New Indictment: https://www.justice.gov/usao-edva/media/1416106/dl?inline
Letitia James Plays Victim: https://x.com/NewYorkStateAG/status/1976400103989764190
Everyone Does Fraud CNN Clip: https://x.com/Breaking911/status/1976448696465436777
Letitia Confronted: https://x.com/alx/status/1920841480224092449
White Collar Fraud Article: https://whitecollarfraud.com/2025/0...clares-virginia-home-her-principal-residence/
Letitia James Lies About Apartment Units: https://www.msn.com/en-us/money/rea...r-according-to-official-documents/ar-AA1D6gbZ
Crazy Eddie's Ads: https://www.youtube.com/watch?v=Ml6S2yiuSWE
My First Video On This: https://www.youtube.com/watch?v=JnzFOK6-8DQ [see this post (1st video) - OB]
My Second Video On This: https://www.youtube.com/watch?v=X3HJWyJ9_LY [see this post (2nd video) - OB]
My Third Video On This: Fake Journalist LIES For Letitia James
My [Fourth] Video On This: Letitia James Is Going To Jail
New York AG False Reporting Apartment: https://whitecollarfraud.com/2025/0...ia-james-missing-unit-opens-new-can-of-worms/
Letitia James National Action Network: https://www.youtube.com/watch?v=WOG1GbUxk_4
Letitia James Wants To Steal Trump Properties: https://www.youtube.com/watch?v=6SVPoqNKn1c
Letitia James Promised To Sue Trump Into Bankruptcy Aug 2018: https://www.youtube.com/live/C57HbfqHfU8
Letitia James Promises To Look Into ALL Of Trump's Transactions: https://www.cnn.com/videos/politics...mp-2018-comments-running-office-cnntm-vpx.cnn
Letitia James Promises To Sue Trump: https://www.instagram.com/reel/Bp4waV1AMQ0/?hl=en
NY Democratic Primary For AG Debate 2018: https://www.youtube.com/live/W6ApWYgtY1w
Oral Arguments Appeals Court: https://www.youtube.com/live/ITeTOgoAtzE
My Previous Video On Letitia James Appeal: https://www.youtube.com/watch?v=LKR5KkuNV3U [see this post - OB]
Fox Segment On NYS Paying Her Legal Bills: https://www.youtube.com/watch?v=oFS5T_Ua5cI
​

 

[Anti Federalist]

Oh my, how the worm hath turned.

 

[Occam's Banana]

https://x.com/kylenabecker/status/1976448383796600999

Hell has frozen over. Anderson Cooper just torched Letitia James for her selective prosecution of Donald Trump.

"The day after she was elected in 2018, Letitia James was asked by a community activist if she was going to sue President Trump. And she replied, quote, 'oh, we‘re going to sue him. We‘re going to be a real pain in the... He‘s going to know my name personally.'

I mean, that‘s not a great look for somebody who has just been elected, who has just been campaigning, who hasn‘t even looked. I guess, at at deeply at any evidence."

Wow.

 

[Occam's Banana]

Oh my, how the worm hath turned.

https://x.com/NewYorkStateAG/status/1758604686154735660

 

[Occam's Banana]

https://x.com/NatetheLawyer/status/1976422360199684525

Here is the evidence that changed my mind.
The NY AG has some real issues:

Evidence DOJ says proves Letitia James defrauded the bank:
1. Claimed Norfolk home was a “secondary residence” to get better loan terms
2. Signed a “Second Home Rider” promising to live there
3. Actually rented it out to tenants
4. Reported rental income on her tax returns
5. Told insurer it was owner-occupied
6. Saved ~$18,933 from the false claim
— Case filed 10/9/25, E.D. Va.

 

[Occam's Banana]

https://x.com/NatetheLawyer/status/1976422360199684525

Here is the evidence that changed my mind.
The NY AG has some real issues:

Evidence DOJ says proves Letitia James defrauded the bank:
1. Claimed Norfolk home was a “secondary residence” to get better loan terms
2. Signed a “Second Home Rider” promising to live there
3. Actually rented it out to tenants
4. Reported rental income on her tax returns
5. Told insurer it was owner-occupied
6. Saved ~$18,933 from the false claim
— Case filed 10/9/25, E.D. Va.

https://x.com/SMB_Attorney/status/1976613983785267214

Not trying to make a political point here.

I spent years as a mortgage banker at Quicken Loans (now Rocket Mortgage), the number one mortgage lender in the country, before I ever went to law school. So when I see stories like this, I look at them a little differently.

Here’s the deal. How you classify a property as a primary, secondary, or investment home changes everything about the loan. The down payment, the interest rate, the underwriting, all of it.

Primary or secondary homes can get by with as little as 3 to 10 percent down.

Investment properties usually require 25 percent or more.

So if you’re a brand new real estate investor with limited cash, there’s a big incentive to call something a “second home” instead of an “investment property.”

But that’s why lenders make you sign a Second Home Rider, a separate document where you specifically promise you’ll use it as a second residence, not rent it out.

You also assert like NINE times in the application process it will be owner occupied…

Could this kind of thing ever be an honest mistake? I doubt it.

The facts, at least as reported, look pretty bad.

You buy a house, say it’s a second home, immediately rent it out, tell your insurer it’s owner-occupied, and then report rental income on your taxes.

That’s not a misunderstanding. That’s a pattern.

By the way guys, taking home owners insurance under the misrepresentation that it’s a primary for better rates is a great way to have a claim denied when your house burns down.

Very shortsighted mistake that many make...

Would a bank ever catch this on their own? Probably not.

Banks rarely dig that deep unless there’s a default or an insurance claim.

They just don’t have the infrastructure or frankly the desire to chase it down.

So yes, it’s definitely selective prosecution.

The amount of money at issue is small, and most people would never be charged for something like this.

But still, if the facts are accurate, it’s just a series of really bad moves.

And the wild part is that she’s a lawyer.

She’s the Attorney General of New York.

She’s prosecuted the former president for similar financial misrepresentations.

You’d think someone with that background would fully understand what those documents say and what it means to misstate intent on a loan.

It’s going to be a tough case for her to defend, unless she’s able to present additional information that clarifies the situation.

It’s possible…

In the meantime, there are lots of financial and life lessons in this story for all of us.

 

[Occam's Banana]

In the meantime, there are lots of financial and life lessons in this story for all of us.

File under: Felonies, Three a Day

 

[Occam's Banana]

File under: Felonies, Three a Day

Here’s the other thing. Federal laws are so complex and capacious that pretty much every one of us breaks a federal law every few months without knowing that we did. There has long been a tacit understanding in this regard that politicians would not take advantage of this with regard to mere “footfaults” on nonsense laws.
​

https://x.com/CynicalPublius/status/1976457470207029449

RE: The Letitia James Indictment

Honestly, I think this may be the most important thing that Trump 45 or Trump 47 has accomplished thus far. It may have reset us to the baseline of comity.

You see, for many years now Democrats have believed that they could do basically whatever they wanted to Republicans, whilst Republicans were still bound by the Old Rules of comity and respect.

Those were the New Rules. (Hat tip, Kurt Schlichter.). They thought we would never adopt the New Rules.

We did.

The James indictment says to Democrats:

“You no longer can assume that we will let you do whatever you want to us. We will do to you what you did to us. And we will be merciless until you prove you will never do it again.”

The particular beauty of the James indictment is that she brought the most scurrilous and ridiculous of charges against Trump, while the record shows that James clearly committed the basic federal crimes she has been charged with.

Here’s the other thing. Federal laws are so complex and capacious that pretty much every one of us breaks a federal law every few months without knowing that we did. There has long been a tacit understanding in this regard that politicians would not take advantage of this with regard to mere “footfaults” on nonsense laws.

But Democrats decide to abandon that too. New Rules. That we now follow. Suck on it, Democrats. You get what you paid for.

(But to repeat; James charged Trump with nonsense; Trump charged James with a verifiable crime.)

I broadly agree with this person's assessment of the dysfunction of democracy (especially at scale), but I strongly disagree with the characterization that "we are fundamentally on the same team, and that our differences are merely over how to arrive at a mutual goal".

Even when democracy is able to achieve and maintain a stable equilibrium, it is not because everyone is "on the same team". It is because the players have agreed to abide by the same rules, despite the fact that they are on opposing teams with conflicting objectives.

IOW: To use a sportsball analogy, the players are not on the same team, with their differences being merely that they disagree on how best to score a touchdown ("run the ball!" ... "no, pass the ball!" ... etc.). The players are on different teams, and each team wants to beat the other teams by scoring touchdowns (i.e., achieving their objectives) while preventing the opposing teams from doing the same.

This can work, but only as long as all the teams regard playing by the same rules to be worth the cost of suffering losses. Observing the rules of the game can mitigate or limit occasional losses, as it offers the prospect of future wins (which opposing teams will accept and respect, even though they don't like it).

But once self-aggrandized entitlement sets in (under which the prospect of ever losing at all becomes intolerable), then the rules will no longer be perceived (correctly or not) as useful or "fair". At that point, the rules will fall by the wayside, and things like cheating and winning "by any means necessary" will become the norm rather than the exception.

 

[Occam's Banana]

 

[acptulsa]

 

[Occam's Banana]

NY AG Letitia James Pattern | All 3 Mortgages Have False Statements
https://www.youtube.com/watch?v=Ad5qR8DbxjE
{Nate The Lawyer | 12 October 2025}

In this video, we fully break down the Letitia James indictment over alleged mortgage misrepresentations. You’ll see how prosecutors say she claimed a home as a “secondary residence” but reported it as rented, saved nearly $18,000 in interest, and contradicted herself in tax returns—all of which form the core of the fraud case she now faces.

We walk through each property, the three alleged false statements, the legal hurdles (like proving intent), and what it all means politically. Expect a clear, step‑by‑step breakdown—no spinning, no fluff.

 

[Anti Globalist]

How ironic that this woman said political retribution is Trump's only goal when the whole basis of her entire campaign was political retribution.

 

[GlennwaldSnowdenAssanged]

NY AG Letitia James Pattern | All 3 Mortgages Have False Statements
https://www.youtube.com/watch?v=Ad5qR8DbxjE
{Nate The Lawyer | 12 October 2025}

In this video, we fully break down the Letitia James indictment over alleged mortgage misrepresentations. You’ll see how prosecutors say she claimed a home as a “secondary residence” but reported it as rented, saved nearly $18,000 in interest, and contradicted herself in tax returns—all of which form the core of the fraud case she now faces.

We walk through each property, the three alleged false statements, the legal hurdles (like proving intent), and what it all means politically. Expect a clear, step‑by‑step breakdown—no spinning, no fluff.

Maybe the goal is to make every person that misrepresented something on their mortgage application a criminal. First Trump, then James, next is you?

 

[Occam's Banana]

Post in thread 'FBI launches criminal investigations of John Brennan, James Comey (re: "Russiagate")'

Nov 24, 2025

I guess they can avoid ruling on the validity of the Grand Jury indictments by finding that Halligan was illegally appointed.

Judge dismisses cases against James Comey and Letitia James after finding prosecutor was unlawfully appointed

A federal judge dismissed the criminal indictments against former FBI Director James Comey and New York Attorney General Letitia James after finding the prosecutor who brought the cases, former Trump attorney Lindsey Halligan, was not lawfully appointed.

"I agree with Mr. Comey that the Attorney General’s attempt to install Ms...

• Voluntarist

 

[jmdrake]

Post in thread 'FBI launches criminal investigations of John Brennan, James Comey (re: "Russiagate")'

Nov 24, 2025

I guess they can avoid ruling on the validity of the Grand Jury indictments by finding that Halligan was illegally appointed.

Judge dismisses cases against James Comey and Letitia James after finding prosecutor was unlawfully appointed

A federal judge dismissed the criminal indictments against former FBI Director James Comey and New York Attorney General Letitia James after finding the prosecutor who brought the cases, former Trump attorney Lindsey Halligan, was not lawfully appointed.

"I agree with Mr. Comey that the Attorney General’s attempt to install Ms...

• Voluntarist

LOL

 

[Voluntarist]

Grand jury declines to indict N.Y. Attorney General Letitia James, less than two weeks after the first case was dismissed

The Justice Department on Thursday failed to secure an indictment against New York Attorney General Letitia James, a person familiar with the matter told NBC News.

The presentation to the grand jury came less than two weeks after the original criminal case against her was dismissed.
...
Lindsey Halligan, the acting U.S. attorney for the Eastern District of Virginia and a former personal attorney to Trump with no prior prosecutorial experience, presented the case to a grand jury on her own in the first go-round — and that case was declared void on Nov. 24 when a judge found Halligan’s appointment was unlawful.

The Justice Department initially vowed to appeal the ruling by U.S. District Judge Cameron Currie, but ultimately decided to seek a new, untainted indictment against James, a source familiar with the deliberations told NBC News earlier this week.

The new case was presented to a grand jury in Norfolk, Virginia, by different prosecutors.

The failure to secure an indictment on Thursday does not bar prosecutors from attempting to do so again in the future.

 

[Voluntarist]

Justice Department fails to reindict Letitia James for a second time

A grand jury, for a second time, declined to bring a new indictment against Letitia James, the New York attorney general who defeated President Donald Trump and his company in court, according to multiple sources.

The Justice Department presented its case against James to grand jury in Alexandria, Virginia, Thursday — a week after a different grand jury in Norfolk declined to bring charges.