Montana?

[oyarde]

Anybody know how Alaska ends up so low on that list ??

 

[oyarde]

I know--I read up on it. Great job!

The 10 acres we're looking at has annual taxes of $534, while 10 acres that we were looking at in MI had annual taxes of over $1,700. We'll be looking at two Indiana properties this week. One place we can buy outright, the other place, we'd have to finance $30k.

I wish I only owed 30k .

 

[Kluge]

pfft 30k is nothing at these interest rates , get whichever one you like best , I had no idea Mi taxes were so bad . Insurance costs more than taxes for a primary residence sometimes, so I would check on that , also make sure to know if flood ins is required , because it is expensive too ...

Sight unseen, we're leaning toward the one where we'd have to finance a little. It's not a farm, but it's surrounded by farm land. If we get it, I'm planning on planting lots of fruit trees and bushes.

Any downside to living that close to farms? I was curious about fertilizer runoff and that sort of thing.

I'll check on the flood insurance. Thanks for the tip.

 

[puppetmaster]

Lincoln. Avon. Canyon creek. I know these parts and lived there quite some time

 

[oyarde]

Sight unseen, we're leaning toward the one where we'd have to finance a little. It's not a farm, but it's surrounded by farm land. If we get it, I'm planning on planting lots of fruit trees and bushes.

Any downside to living that close to farms? I was curious about fertilizer runoff and that sort of thing.

I'll check on the flood insurance. Thanks for the tip.

No downside that I am aware of next to fields , pretty much everything these days except Ky tobbacco patches does not get plowed . No tll , with the seed just drilled in , they hit it with the roundup once and the anhydrous ( fertilizer ) and that is about it , I have a well right near a field farmed like that that I lease on my families farm and the water tests fine ,only thing is if they happen to be using the herbacide on a very windy day , you could get some blown onto something you plant right at the edge . I have some friut trees planted very near the edge and have never gotten any blown on them , but the are partly protected by an old overgrown fencerow that I leave that way intentionally .

 

[Keith and stuff]

I'm actually researching Indiana these days--#3 on the freedom index, low property taxes, gun laws are reasonable and they don't require permits for almost anything. It's also closer to family than Montana/Idaho--which is where I was looking quite a while ago.

I recommend IN over MT/ID. I've spent a lot of time researching Pawnee, IN over the last few years and I think it may be right for me You should check out land prices in the area.

There is a great website with a lot of information! http://www.pawneeindiana.com/home.shtml

 

[ClydeCoulter]

Sight unseen, we're leaning toward the one where we'd have to finance a little. It's not a farm, but it's surrounded by farm land. If we get it, I'm planning on planting lots of fruit trees and bushes.

Any downside to living that close to farms? I was curious about fertilizer runoff and that sort of thing.

I'll check on the flood insurance. Thanks for the tip.

Just make sure the land is not in a flood plane, then you won't need flood ins. I have 11 acres that all sits around 25 feet above a creek (only part of my land that is a flood pane, about 10% of the land).

Another liberty lover in Indiana would be great !

 

[Kluge]

Just make sure the land is not in a flood plane, then you won't need flood ins. I have 11 acres that all sits around 25 feet above a creek (only part of my land that is a flood pane, about 10% of the land).

Another liberty lover in Indiana would be great !

One property I'm looking at appears to be a "moderate flood hazard" area or effective Zone X. How terrible/okay is that?

 

[Kluge]

Ahh...just found it:

Shaded Zone X are areas that have a 0.2% probability of flooding every year (also known as the "500-year floodplain"). Properties in Shaded Zone X are considered to be at moderate risk of flooding under the National Flood Insurance Program. Flood insurance is not required for properties in Zone X. Local floodplain zoning ordinances do not apply to Zone X.

Unshaded Zone X are areas that are above the 0.2% flood elevation. Properties in unshaded Zone X are considered to be at low risk of flooding under the National Flood Insurance Program. Flood insurance is not required for properties in Zone X. Local floodplain zoning ordinances do not apply to Zone X.

It appears that the house is just outside the shaded area. It's definitely something to check into first though.

 

[oyarde]

As long as your lender does not require it , you are good, otherwise , probably looking at another 8 or 900 a year .Flood insurance usually also has a 1k deductable and covers only structure , not contents.

 

[Shane Harris]

I almost went to college in bozeman, but ended up in tennessee. montana is a much nicer state and bozeman beats knoxville any day but unfortunately there were other factors. i would love to live in montana someday

 

[Kluge]

Sorry to hijack to Indiana, OP--just getting pretty excitable about Indiana. It's been sitting right under my nose all along.

 

[dusman]

I know--I read up on it. Great job!

The 10 acres we're looking at has annual taxes of $534, while 10 acres that we were looking at in MI had annual taxes of over $1,700. We'll be looking at two Indiana properties this week. One place we can buy outright, the other place, we'd have to finance $30k.

Let me know if you'd like help finding properties. One of my clients sells investment properties here in Indiana and usually gets them cheap through their bank connections.

 

[Kluge]

Let me know if you'd like help finding properties. One of my clients sells investment properties here in Indiana and usually gets them cheap through their bank connections.

I have two or three lined up to look at this week, but I'll PM you my email. Mostly looking in the NE corner of the state.

 

[Acala]

The problem I have with Indiana (and incidentally also with NH, Vermont, and Arizona) is the proximity of large population centers. Should the day ever come when the food distribution system breaks down, I want to be as far away as possible from the hungry mobs that will come pouring out of the cities like locusts. At that point, economic regulations will be meaningless. What will matter is whether the local community can feed itself and not be over-run by desperate mobs.

 

[Acala]

I almost went to college in bozeman, but ended up in tennessee. montana is a much nicer state and bozeman beats knoxville any day but unfortunately there were other factors. i would love to live in montana someday

I spent my freshman year at Bozeman. That is my first choice of where to go.

 

[oyarde]

The problem I have with Indiana (and incidentally also with NH, Vermont, and Arizona) is the proximity of large population centers. Should the day ever come when the food distribution system breaks down, I want to be as far away as possible from the hungry mobs that will come pouring out of the cities like locusts. At that point, economic regulations will be meaningless. What will matter is whether the local community can feed itself and not be over-run by desperate mobs.

Then you should take up the geographic area I pointed you...

 

[oyarde]

I spent my freshman year at Bozeman. That is my first choice of where to go.

I got gas there once , while driving through . Guy ( owner ) picked up my tab , fellow former Hoosier , was checking out all the crap plied up in my backseat and my plate ....

 

[Acala]

Then you should take up the geographic area I pointed you...

I think anywhere in Montana meets my listed criteria. And as long as those are met, I have other criteria as well. I don't want to live by myself in the middle of nowhere. I think community is critical for survival. And I would like to be able to get a job, lead a meditation class, get supplies without needing to use a snowmobile or canoe, talk to girls in the flesh, etc. So Bozeman or Missoula are my first choices.

 

[Kluge]

I think anywhere in Montana meets my listed criteria. And as long as those are met, I have other criteria as well. I don't want to live by myself in the middle of nowhere. I think community is critical for survival. And I would like to be able to get a job, lead a meditation class, get supplies without needing to use a snowmobile or canoe, talk to girls in the flesh, etc. So Bozeman or Missoula are my first choices.

Montana sounds great for you.