Learning Finance

What's it for? For personal reasons or a project? What do you need? Basics or something specific? Aren't you in school? College or something? Any college library or any public library has a shitload of books on personal finance. It has its own section. The books are like assholes because everybody has written one.

If you just want an account, look into credit unions. They offer some advantages over banks. If you invest, then don't take an all or nothing approach. Just because the economy is tanking doesn't mean certain companies won't still do well. Some companies do very well in recessions and depressions. People still have to eat. People still have to repair what they have.

One thing to watch out for is when you go in a bank for a big cash transaction. You could be depositing money. You could be taking out money. Doesn't matter because if it's a large amount, the bank might question you. They have these forms called a SAR. Stands for suspicious activity report. Stupid as fuck because it's your money. The threshold for amount is now very low. You might just be buying a car and they make it their business. Just another one of a million reasons why this country is tanking.

Opinions on personal finance are like assholes too because everybody has one. I don't know shit, just what I've experienced. Take everybody's opinion with a grain of salt. Including mine. ;)
 
Simple finance.

Definitively determine what are desires and needs.

Never purchase on impulse.

Prioritize needs and find a way to achieve those needs as cheaply as possible.

Ignore desires or only purchase once you are financially independent.
 
Lamp said:
What are some good websites to learn about finance?
Click to expand...

I dunno about websites but I would be cautious about advice you get on the net . If you are not careful they will have you turned into a transgender , vegan , socialist that sells your food stamps and pimps yourself out and dumps it all into bitcoin , menthol cigarettes , malt liquor and inflated stocks . Probably you should ride shotgun for me for a week some summer instead.
 
Purchase on impulse. You never have enough things.
Have many children.
Find part-time employment that is at or near minimum wage.
Heat your home to near 80 in winter. Cool to 65 in summer.
Understand what programs are available and fill out every possible form.
It is better to be in the cart than pulling it.
It helps to have color and broken english.
Persistence pays off in monthly rewards.
You can live better with no money than others with decent paying jobs.
Either have to be independently wealthy, self sustainable, or on the dole.
When on the dole it doesn't matter how much you spend or if you have savings.
 
oyarde said:
I dunno about websites but I would be cautious about advice you get on the net . If you are not careful they will have you turned into a transgender , vegan , socialist that sells your food stamps and pimps yourself out and dumps it all into bitcoin , menthol cigarettes , malt liquor and inflated stocks . Probably you should ride shotgun for me for a week some summer instead.
Click to expand...

Shotgun with you for a summer sounds like a genuinely fantastic offer.
 
I learned the basics in finance by checking out Investopedia and Yahoo Finance. Still learning new things, day by day. :)
 
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