I have 10k that I can invest, but will need back in time for 4/15...

If you really must have it back by April then you're not in a good position to take any risk. There aren't really any safe options unless you want to dump it into a short term CD or money market, and even those will be considerably less than 1% interest.

Probably best just to hang on to the cash. :(


Edit/Update: According to bankrate.com, the very best you could hope for in a three month CD would be 0.69% to 0.8% depending on the institution:
http://www.bankrate.com/funnel/cd-i...rods=13&ic_id=CR_searchCDNational_cd_3moCD_V1
Hardly worth it unless you're talking several tens of thousands of dollars.
 
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I would at least hedge against inflation. Silver has a bigger upside than gold, and silver should be higher than 26-27$ come April. Again, it isn't riskless, but it is about as riskless as one can be while also hedging inflation (and possibly getting a net return over the rate of inflation). Your choice though. (Agricultural & other commodity stocks would probably be a decent investment for 6 months time)

Though, if you must have the 10,000 on April 15 (I assume you mean you will be owing Gubbermint taxes), I wouldn't spend it at all, unless you want to do some Civ Dis and not pay the taxes whatsoever. Certainly an option there.
 
Start a sole proprietorship and buy 10,000 in "inventory", take a loss and write it off. Abracadabra.
 
I only need around 4k of it back for taxes on 4/15. I'd rather have the money doing something besides sitting in a bank losing value.
 
I only need around 4k of it back for taxes on 4/15. I'd rather have the money doing something besides sitting in a bank losing value.

Silver or Gold. I would rather go with Silver, since it has more upsides. Don't put the money into a worthless bank account, CD, or whatever else that gets <1% interest. You want to hedge it against inflation and the printing presses. Of course, there are a lot of great stocks out there too.
 
Find a silver miner, a gold miner, an oil company and two agricultural stocks you like. Split the money among those stocks.
 
I only need around 4k of it back for taxes on 4/15. I'd rather have the money doing something besides sitting in a bank losing value.

Then 4k is the amount you need to keep sitting in a bank losing value (or getting 0.85% interest in a 3 month CD, which is about the best you'll get for that time frame). And the other 6k you should invest however you want with whatever tolerance of risk you have for it.
 
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