Peace Piper
Banned
- Joined
- Aug 12, 2011
- Messages
- 1,466

http://www.democraticunderground.com/10023883682
fitman (402 posts)
7. I am a health insurance broker and I sell for the exchange
3/4 of the time it is slow, or kicks me out and I have to relogin or I cannot log in at all due to too much traffic.
I broker for private insurance and the exchange both..have put 4 people so far with the exchange..
Frustrating when I have someone in my office and cannot get on the site..
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fitman (402 posts)
9. The looking part is ok
but try to actually register someone is near impossible. On 4 different occasions I typed in my password and it kicked me out and I had to go back in and re-register each time..
Frustrating to say the least.
The plans are not that great..the 4 people I put on it were lower income and in good health so the high out of pocket did not bother them and they paid either zero or low premium.
People who have decent income are going with private insurance
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fitman (402 posts)
14. They are in good health
wait until they have to use it..very high deductibles and coinsurance.. when they get hit with a $5000 or 6000 deductible + 80/20 for another 5000 that low premium won't look as attractive..and that is for one person..what if 2 people in the family use it..they won't be able to pay the deductible let alone the coinsurance
The plans on the exchanges could have been better designed.
My wife is losing her health insurance coverage affective Jan 1st her arrier is dropping their association plan-she has major pre ex.. not eligible for any subsidy..ran both private and exchange for her..private insurance was almost half the cost of the exchange with less deductible and coinsurance.
The exchange is great for people with low to moderate income due to being subsidized and in great health but otherwise..not so great.
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srican69 (1,058 posts)
13. Here is a sample of my experience...
1) the website mixes up my daughters and my wife's SSN each time
2) It wants to know how am I related - TO MYSELF .. not kidding ..
2) After I have complete and electronically signed the application - the website shows my application to be incomplete and ask me to fill out the forms again
3) However- if I check on a different page ( called application status) it shows my application is complete and provides a button to check eligibility results
4) when I click the button provided in 3) -- nothing happens-- ever .. I have tried it a million times
5) The chat option is a joke .. their standard answer is that there is too much traffic and that I should try later .. but DUH!! its functional issues with the website that is causing problems
If I was the project manager - I would be fired yesterday.
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http://www.democraticunderground.com/10023883682
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So how many have actually signed up? Perhaps a major media org will ask one day...