I've been looking into moving my money into Everbank and would like to hear board members opinions and experiences. It seems they are one of the only banks offering access to putting money in other Global currencies and purchasing precious metals, either allocated or unallocated. Are the storage fees high: Gold 1.5% and Silver 2.5% ? What about commissions on purchases? Do they sell junk silver? What about using Everbank to diversify into other Global currencies? Also, I've heard they are the most economical for making ATM withdrawals while traveling abroad? They also claim to be one of the most well-funded sound banks in the country.