retirement planning

Hey All, I moved jobs and my previous job was contributing to my 401k. Now, my new job does not contribute so I am NOT currently contributing this particular 401k. (the one in question). I've already lost a few thousand since the new year in it. And it is now just sitting there in Fidelity. I...

Fidelity is forcing me to sell my oil ETF in my 401K. It sucks being forced to sell something when it's down and you know it's going back up. The reason given is that it generates UBTI (Unrelated Business Taxable Income). Anyone ever heard of this? It seems like they could do this with any...

Been reading a lot of doom and gloom lately - more than usual - about an impending stock market downturn, bail-ins, possible move to electronic money, negative savings rates, war, confiscation of gold/silver, more taxes, etc. Where would you put your money in these trying times?

Just wondering what you guys think. I think it would be harder to seize gold from your safety deposit box compared to money in your 401K, but the 401K has safety in numbers. So I'm not really sure.

I also have liquid and in hand metals. This is just for "401k". your thoughts? Stock Investments Large Cap FID GROWTH COMPANY ------- 42.82% Mid-Cap FID LOW PRICED STK ------- 2.91% Small Cap COL SM CAP IDX Z ------------- 25.24% International THORNBURG INT VAL R5 ----- 29.03% breaks...

So I got a new job and I love it! anyways had to pick a election for my 401k at the time of hire i didn't know most of these election so i opted to not enroll but since i have some downtime i was looking into some of the election. So you guys are going to get a kick out of this I was like WTF...

I am considering temporarily lowering my 401k contributions (but even if I do this I will still be 4% above the minimum required to get a full match from my employer). If I do this, I'll have a few hundred bucks every month and this should help me kill off some credit card debt more quickly...

Anyone have experienced with these self-directed IRAs, that use real estate and/or PMs?

Financial adviser is steering me towards some conservative mutual fund options and is suggesting some funds such as this one here: http://finance.yahoo.com/q?s=FKCIX Relevant info: 25yo, 5k to invest, looking to make small monthly contributions. NO DEBT. Thoughts?

What do you think the chances are that 401Ks (or any retirement account) gets raided when the dollar starts to crash? I think it's a numbers game. A lot of voters with retirement accounts would get seriously pissed off. On the other hand an even greater number of voters will have their...

401k - If stock recovers today - Should I sell everything & pay penalties? I am tired of seeing the serious losses I am taking. Then it recovers, only to fall again. From my understanding of history, this means that collapse is about to happen. Better to cash out my 401k if it recovers, then...

The company I was just hired at is offering a 401k through Fidelity Investments. They'll match 50% of my contribution that is up to 5% of my salary. I'm 28 now, would it be wise to opt-in or stay the hell away from a 401k?

The wife and I both have a Mutual of America retirement plans through our place of employment and my understanding of the options they offer is limited. I would like to turn our retirement plans into a hedge against the dollar and need assistance in deciphering what is available. Any help in...

Is there a way to invest in solid gold and silver coins or bullion in your 401k?

As the specter of a systemic crisis becomes more and more plausible, I'm wondering if I should take the tax penalty and draw down or cash out my retirement accounts. Paying the penalty might be a great deal less of a hit than holding my account through a major crash. I filled out the forms to...

Came across an article saying 51% of households don't save enough for retirement. http://online.wsj.com/article/SB10001424052748703410604576216663758990104.html What bothers me about that is that the word "inflation" isn't mentioned once. Beck brought up that even with the FED planned 2%...

With the amount of debt our nation has, they'll eventually start eyeing our 401ks even MORE than they have in the past. I was considering cashing out my $100k 401k. Possibly on my way out of the country... What would be the ramifications of cashing it all out?

Hey. I decided to re-evaluate my 401k. This is with Charles Schwab. Any of you have any experience with any of the following and how would you divide up your investments, if different from mine. Stocks Large Company Allianz AGIC Growth Admin 0 % BlackRock Equity Dividend...

As of today, my 401k plan through my employer will allow me to withdraw (not borrow) around 60,000 of my total 401k. I will take a bit of a hit on taxes but I really want to get the hell as much as I can out of my company's 401k plan. I would like to maybe use half to do some home improvements...

If I didn't care about investment, or tax deferring, can I theoretically cash out my employer's contribution every year? If so, how much would I be taxed altogether (for the amount I cash out)? For example, if I contribute $300 a month to my portfolio, and my employer matches it with $300...