fractional reserve banking

Bob and Jones want to make a deal. Bob will loan $100 to Jones at 1% per year. Rather than a fixed term, the loan will be due whenever Bob requests repayment. It's possible that, when Bob demands repayment, Jones won't have the money (as may happen with any loan). Is this agreement...

A Swiss group, the Swiss Association for Monetary Modernization (SAMM) has gained the necessary signatures to force a ballot initiative, the Swiss Sovereign Money Initiative (SSMI), to change the Swiss constitution to outlaw fractional reserve banking in Switzerland...

So, I've been looking into fractional reserve banking and how it increases the money supply over the past few years. I have seen on some documentaries and videos examples of how the money supply expands due to fractional reserve banking processes. These examples helped show the idea, but it was...

How to Create Money _____Have you ever borrowed money at a bank? If so, think back to the occasion. _____When the loan was approved did the banker go to the vault, count out the money, and hand you the loan in cash? Probably not. More likely, he handed you a deposit slip, showing that he had...

http://www.activistpost.com/2013/11/usury-weapon-of-control-and-enslavement.html Too much formatting. Just click the link and say what you think.

http://webcache.googleusercontent.com/search?q=cache:s6BYBwRrnj0J:www.garynorth.com/public/9714.cfm+&cd=1&hl=en&ct=clnk&gl=us&client=firefox-a I provided the cached link because the original link doesn't show the tail end of the article for some reason.

I am trying to understand the fractional reserve system. This is one video which seems to depict it clearly. So it basically means that banks are running at a profit of about 900+ % ? At reserve rate of 10%, if they have assets or deposits of 1m, then they can lend out another 9m, just out of...

Just want to confirm a point about fractional reserve lending if possible: my understanding is that a bank can lend up to 90% of it's reserves under fractional reserve lending. So if they have 100k in deposits, they can create a loan for 90k. Does this mean that they actually loan out 90k...

Red meat! http://www.youtube.com/watch?v=4RF3Lr4XI4w Calls for central bankers to go to jail. Look at the commissar holding the piece of paper over her face. Pathetic.

Is the gold standard really better? Many claim fractional reserve banking causes inflation. I'm not so sure that's true. I have a relative who is a financial adviser. He claims it does not. When I mention the rising price of food, he says it is because developing nations are getting better, and...

I just read an excellent article/interview by Jon Matonis interviewing Peter Šurda about the topic of: How Cryptocurrencies Could Upend Banks' Monetary Role. And in this interview Peter Šurda says something that really turned a light bulb on for me. Here's what I realized: Fractional reserve...

I know banks are allowed to lend out more than their deposits (like 10x), but exactly how does this work? Do they simply create a debt out of thin air ? Trying to understand this process abit better. If I was underwater on my mortgage and learned that the bank created the debt out of...

I recently heard JEGriffin mention that fractional reserve banking works this way: Assuming 10% reserves required by banks: I deposit $100, so the bank can now lend out up $900 I remember thinking myself that 10% reserves meant that if I deposited $100, the bank could loan up to $90 of that...

http://paul.house.gov/index.php?option=com_content&view=article&id=1991:fractional-reserve-banking-government-and-moral-hazard&catid=64:2012-texas-straight-talk&Itemid=1&Itemid=69

http://www.dailypaul.com/241948/ron-paul-subcommittee-to-examine-fractional-reserve-banking-and-high-powered-money

June 25, 2012 House Subcommittee to Examine Fractional Reserve Banking and High-Powered Money WASHINGTON, DC – Congressman Ron Paul, Chairman of the Domestic Monetary Policy and Technology Subcommittee, announced today that the subcommittee will hold a hearing this week to examine...

EDIT: I just had a long walk outside thinking through all the arguments and scenarios and I believe I was mistaken, FRB in a market regulated by market consumers is not fraud. Yes it's true FRB operators compete with savers about who is going to offer lower interest rates but this is not theft...

I am very new to the Ron Paul/Liberty movement (about 4 months) - and was prior to that a self-confessed "head in the sand" kind of guy. I have learned soooo much in the past few months my brain hurts. But the whole sound money/evil banking thing still has me puzzled. From what I've learned so...